CITIZEN STAFF REPORT
Kentucky homeowners can now apply for grants of up to $10,000 to strengthen their roofs against severe weather through the new Strengthen Kentucky Homes program, Gov. Andy Beshear announced March 12.
The state-funded program offers qualified homeowners money to install fortified roofing systems designed to better withstand high winds and hail. The General Assembly appropriated $5 million for the effort.
The application portal opened March 1, and the Kentucky Department of Insurance said it has already received more than 150 applications from across the state.
“In just six years, Kentucky has faced 15 federally declared weather disasters and we’re working hard to build back stronger and to protect our people from future events,” Gov. Andy Beshear said in a press release. “This program will help Kentuckians strengthen their homes, providing families peace of mind when the next severe weather hits. Even better, it will also help them save money at a time folks need it most.”
State officials said the program will reduce storm damage and help homeowners lower insurance costs by making homes more resilient.
“Kentuckians are looking for ways to make their homes more resilient and lower their insurance costs,” said Sharon P. Clark, commissioner of the Kentucky Department of Insurance. “This grant will help Kentuckians do both by giving homeowners tools to avoid a catastrophic loss from severe roof damage. Across the country, insurers are rewarding more resilient building by lowering premiums.”
According to the state, roofs installed through the program must meet Fortified standards developed by the Insurance Institute for Business and Home Safety. Those systems include stronger roof edges, sealed roof decks, improved attachment methods using ring-shank nails, and impact-resistant shingles for homes seeking the high wind and hail designation.
Officials said those features are designed to reduce the chance that wind will tear away roof coverings or that hail and water intrusion will cause major damage during storms.
The state is also seeking additional contractors and evaluators to serve as approved providers for homeowners who receive grants through the program.
“Qualified contractors and evaluators ensure that homeowners who receive these grants get the quality product they are expecting,” Clark said. “These professionals are an important part of the program’s success.”
Interested homeowners, contractors and evaluators can learn more or apply at SKH.ky.gov.