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Community college: Think about it
Parents and high school seniors should seriously talk about community college or even a trade school. Community college is not an exciting, exotic choice, but it can be the better choice in the long run. The national average in-state tuition for community college is $4,847 per year. Costs vary a bit depending on classes and
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Even Biden could have done a little better: Start saving earlier
The plight of the average American is about the same. We would have more if we had saved more. In 2022 the average median retirement savings for American households was $87,000. As of 2024, 25% of all American non-retirees have no retirement savings. (Guardian Life Insurance) We seldom see the big picture when we are
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Want money? Work and save some
The average stock market return has been about 10% every year for nearly the last century, as measured by the S&P 500 index. In some years, the market returns more than that, and in other years it returns less. Talk to a stockbroker or someone who works with Individual Retirement Accounts, or do internet research
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Wear good shoes inside your house
It is better to work a job you enjoy than a job you hate. You will eventually fail at the job you hate. If you love your work, you don’t mind making less money, but chances are more money will eventually be made from the work you love than from the work you hate. Save
